Terms and Conditions of Service
Carefully read these terms to understand the conditions for using services provided by borexiluma. Your use indicates agreement with the policies outlined below.
October 23, 2025
Acceptance of terms
By accessing or using our services, you confirm that you have read, understood, and agreed to abide by the terms and policies listed here. If you do not consent, you should not use our site or services.
Definitions
These key terms provide clarity for users of our website and consultation offerings.
‘Service’ refers to the value-oriented consultation related to zero-based budgeting and recommendations.
‘User’ or ‘you’ means any individual using our website or requesting discretionary advice from borexiluma.
‘Content’ means all text, graphics, images, and other information shared via our site and communication channels.
‘Agreement’ refers to your acceptance of all legally binding terms on this page.
Permitted service use
Our services are for personal guidance and information only, not for legal, accounting, or investment actions. Use is subject to compliance with all applicable regulations.
Eligibility
You must be at least 18 years old and legally capable of entering into agreements in your jurisdiction to use our services.
Services are not available to minors.
User responsibilities
By using our services, you agree to the following responsibilities:
Prohibited activities
Misuse of our services is strictly prohibited.
Intellectual property rights
All content, branding, images, and materials found on borexiluma are protected under copyright and trademark law in Australia. You are not permitted to reuse, copy, or modify any site materials except as expressly authorised in writing.
User submissions
Information or feedback you provide may be used to improve our site or services, but you retain all rights over your personal input.
Your rights regarding contributions
You may request removal or correction of your submissions where feasible. We do not claim ownership over your recommendations or data.
Privacy and personal data use
All collection and use of your personal data aligns with our published Privacy Policy. No personal data is sold and your rights are protected under applicable regulations.
Privacy PolicyImportant service disclaimers
All contents are for informational purposes. borexiluma does not claim to provide investment, tax, or legal advice, and results may vary.
Results vary disclaimer
Outcomes from our consultations cannot be guaranteed, as circumstances differ for every client.
Liability limitations
borexiluma is not liable for indirect, incidental, or consequential damages that may arise from use of our site or services.
Indemnification
You agree to indemnify and hold harmless borexiluma, its employees, and affiliates against claims or liability arising from misuse of our services or breach of terms.
Resolution of disputes
If you have a dispute with borexiluma, we prefer to attempt informal resolution first. If that is unsuccessful, these procedures apply.
Arbitration
Disputes may be referred to confidential arbitration in Australia under applicable rules and laws, unless otherwise prohibited.
Arbitration does not restrict your legal rights as a consumer in Australia.
Online Dispute Resolution (ODR)
You may also request ODR through official Australian mediation bodies, if eligible.
Learn about mediation optionsSeverability
If any part of this agreement is held invalid, the remaining sections continue in effect.
Entire agreement
These terms and our Privacy Policy form the complete agreement between you and borexiluma.
Governing law and jurisdiction
These terms are governed by the laws of Australia. Any disputes are subject to courts in relevant jurisdictions.
Termination
borexiluma reserves the right to terminate access due to violations or unlawful use, with notice as required by law.
Modifications
We may revise these terms periodically. Continued use after changes constitutes acceptance of new terms.
Contact for legal enquiries
For any questions about these terms or rights, please reach out.
Email address: content@borexiluma.com
Phone number: +61896115234
Office address: 125 Stirling Street, Perth, WA 6000 Australia
Effective date of terms: October 23, 2025
Version: v3